Protect your investment with Velosurance - Americas best bicycle and eBike insurance
CLICK HERE FOR A QUOTE
CLICK HERE FOR A QUOTE
Velosuance vs. Others
It often takes a claim to find out what's actually covered.
Unlike competitors such as Sundays, we do not depreciate the bike value with age and it is always covered for its full insured value, no matter how long you own and insure the bike. If your bike insured for $5,000 gets stolen after 5 years, you will still be reimbursed for a replacement bike that is of like, kind, and quality, up to $5,000, minus the deductible. While a policy from certain competitors will depreciate your bike at a rate of 10% each year, and in 5 years you will only get $2,500 minus the deductible reimbursed.
Unlike some of our competitors, we do not require you to make a homeowner or renter insurance claim first. A claim against our policy, which is primary coverage, will not affect your home owners/renters rates.
Before choosing the policy, please make sure that your potential insurer will cover the case when, for example, just your wheels are stolen. Some competitors (like Sundays) require your entire bike to be stolen to be able to file a theft claim.
Unlike some of our competitors, we cover your bike even if you let a friend or family member to ride it.
Some of our competitors (like Sundays) will deny a theft claim if you did not secure the bike with an "approved" lock. With our policy you can use any bike lock you like and trust.
Unlike with some of our competitors, you are covered if the bike was taken from you by force or threat of force.
